You need a motorcycle licence before you can legally drive a motorcycle. But do you need that licence in order to buy a new motorcycle?
Most of the time, no is the answer.
To buy a motorcycle, you don’t need to have a motorcycle licence.
But if you want to test drive a bike, you do need one.
Without a motorcycle licence, you can’t try out the bike you want to buy to see if you like it.
Do I Need a Photo ID?
Since states register motorcycles the same way they do cars, people who want to buy one need to show proof of who they are.
You can show your driver’s licence to the dealership as proof that you are who you say you are.
Whether you pay cash or get a loan to buy the motorcycle, the dealership will ask for a photo ID so they can fill out the state registration form correctly.
If not, dealers and private sellers will want to get rid of their bikes.
They don’t care what you’re going to do with the bike after you buy it. You can buy the bike for yourself, for someone you care about, or for some other reason.
The only thing that matters to the seller is that you pay for it.
Will I Need Proof of Insurance?
To buy a motorcycle, you don’t need a motorcycle licence.
But you probably need insurance for your motorcycle.
You might not need to show proof of insurance if you pay cash for the bike and don’t drive it off the lot.
But if you pay with a loan, the lender will want proof that you have insurance.
Can I Drive a Motorcycle Without a License?
If you drive a motorcycle without a valid licence, you could get in trouble with the law.
Most driver’s licences can only be used to drive cars or trucks. If you are caught driving a motorcycle without a licence, you could be fined a lot of money.
If you drive without a licence, you could get fines and also be sued.
If you drive without a licence and cause an accident, the people who were hurt could sue you.
So, if you buy a motorcycle without a licence, you should figure out how to get it home in a legal way.
How Do I Buy a Motorcycle Without a License?
If you don’t have a licence, you should have a plan for getting the bike home before you start talking about price.
Driving a bike isn’t as easy as it looks, so people have to learn how to do it before they can get a licence.
If you try to ride a motorcycle before you know how, you could hurt yourself or someone else.
If you can’t legally drive the motorcycle yourself, you have other options for getting it off the lot.
There are delivery services at some dealerships. They will bring the bike to your house for a small fee.
Find out how much it will cost before you agree to pay it.
Putting the motorcycle on a trailer is another option.
Renting a motorcycle carrier or tow dolly is cheap, but if you can’t rent tie-downs with the trailer, you may need to buy them.
Ask a friend who has a trailer if you can use it or if they can help you.
You could also find a friend who has a licence to drive a motorcycle.
Check with your insurance company before you ask a friend to drive your new motorcycle home for you. Some policies limit who can drive a household’s cars.
Also, make sure that your friend can still ride a motorcycle.
No matter how you get the bike home, you must make sure it is insured.
When we least expect them, accidents happen. Even if the bike is on a trailer, it could still get damaged. Having insurance protects your investment.
How Do I Insure the Motorcycle?
In most states, motorcycles must have insurance.
Even if you don’t plan to ride the bike, you should probably get it insured to protect yourself and anyone else who might ride it.
It can be hard to get insurance without a motorcycle licence.
When figuring out rates, insurance companies look at how well you drive and how good your credit is. Some companies might not give you a policy if you don’t have a licence.
You should call a local insurance company instead of trying to buy insurance online.
A person from the insurance company will show you how to get motorcycle insurance without a licence.
Remember that insurance companies need to see your ID before they give you a policy. You will need to show them your driver’s licence or another form of ID.
You might need a primary driver before an insurance company will give you a policy.
You may also need to take yourself out of the policy until you get a licence to ride a motorcycle.
Be ready to deal with the fact that you might not be able to insure the bike until you get your licence.
Some insurance companies will charge you more for your policy if you go without it for a while.
Solve the Problem
You could get a motorcycle licence to avoid the problems that come with buying a motorcycle without a licence.
When the price is right, some people will buy a bike before they get their licence.
But if you buy a new motorcycle with a high price tag, it’s much easier if you have a licence to drive it.
Some people like to buy their first motorcycle when they have their learner’s permit because they need to practise before they can get their real licence.
If you do this, you may want to think about getting a cheap bike.
You might have small accidents while you’re learning to drive a motorcycle.
On a $500 bike, dents and scratches aren’t as big of a deal as they are on a $10,000 bike.
As you learn to ride, don’t forget your safety gear.
Do Your Homework
Do your research before you buy a motorcycle without a licence to make sure you have a way to get it home.
Figure out what you will do for insurance and how you will get a loan if you need one.
Getting ready makes the whole process easier to do.